Of the 3 cards that I have judged, I sense I would go with the Capital One - prestige credit card. The card presents the lowest interest rate among the 3 cards (10.9% -18.9% APR). Even though the initial rate is merely fair till November, ‘14, the card offers a 25 day grace period, which is perfect for somebody like me who can afford to make timely payments within the grace period. If my economic state amends in the future, other cards may begin to seem striking as well because of the $35 potential late fee that this card brings. Still, in my present circumstances, this card will be perfect since I would finish up paying the least amount of interest. The card has zero annual fees, just like the other two.
The Citi Simplicity card has the following features: